Words of spy

Credit cards offer zero annual fee and zero charges towards fraud liability guarantee for all customers with good credit score. People with bad credit need not worry as they too can have a credit card. But they can not expect the low rate of interest charged for people with excellent credit score. Best credit cards offer a fabulous five percent discount on some expenditure incurred through the credit card by the customer. For all other expenses one percent is paid as cash back bonus. Instant credit cards would be very advantageous for a frequent flyer as every dollar spent on air travel would be counted as a bonus mile.